Mortgage

We can help with a wide range of mortgage requirements which include; first time buyer mortgages, BTL mortgages, home-mover mortgages, home improvement mortgages, debt consolidation mortgages, divorce mortgages, Right-to-Buy mortgages, shared equity mortgages, shared ownership mortgages and large loan mortgages.

Remortgage

With lenders fighting for "Market Share" and your business remortgaging may be in your best interest as some lenders offer preferential products and rates for new customers. We offer advice from the intermediary whole of market and have access to some deals which are not available on the high street. We recommend the most suitable product to ensure it suits your current needs.

Life Cover

It is not something we like to think about but it is very important to discuss the implications of not have relevant cover in place. What would your financial situation be like if you or your partner/spouse died when you still have large commitments like a mortgage? What would you have to do?

Critical Illness

Due to advances in medical care people are living longer and surviving after having critical illnesses. It could however impact your ability to work to the same capacity as once before or even work again at all.

Income protection

Many people think only to protect their mortgage balance or mortgage payments in the event of anything happening to them. Although this may offer you very valuable cover, what would happen to the bills, child care costs, school fees etc if you lost your income?

ASU / MPPI

In today's uncertain climate where redundancies are now a thing of the norm, how would your family cope if you lost your job and could not find a new one?

Building & Contents

Buildings Cover is a legal requirement when having a mortgage because the lender needs to be certain their interest is protected. Contents cover isn't a legal requirement but not having any could prove costly if any of your contents get lost, damaged or stolen.

Wills/Estate Plans

Many people do not have a Will in the UK. This could cause further heartache for your loved ones at a time in their lives where they need to know they are secure financially and personally.

Why use Frank Jacobs Finance Ltd?

Fully CeMAP qualified adviser, who provide full advice and recommendation

Work on your behalf and not on behalf of the lenders

Whole-of-Market mortgage advice available

Deal with all the administration and paperwork on your behalf

Offer advice on Life Cover, Critical Illness Cover, Income Protection, Mortgage Payment Protection Insurance and

Buildings/Contents Cover

No obligation service

Via Broker Vs Going Direct

In today's climate there are many reasons why it may be advantageous to use a Broker rather than going direct to the lender. For example, most lenders only offer "Information Only" as their Level of Service. This means you a required to make the product choice yourself and have little protection against any problems that could arise from making the wrong decision. Brokers give advice and recommendations. Most lenders have also tightened up their lending criteria, which means you could find yourself in a lottery on whether you will get accepted or not. Brokers know the lenders criteria inside out and they will only recommend lenders where you meet their initial criteria. THIS MAY HELP TO PROTECT YOUR CREDIT SCORE!

No Obligation Service

Our main focus is our clients!!! The adviser that visits you will be friendly and approachable, whose main aim is to ensure you are catered for correctly. If after the meeting you are not convinced the recommendation is right for you, there will be no obligation to proceed and no cost will be incurred.

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